Bhavna, originally a Physiotherapist by profession, gave up her career as a Physio due to her passion for numbers and joined the Bank in 2002. Working through various areas of a Bank- customer services, residential and commercial lending, relationship management & credit, Bhavna thoroughly enjoyed her banking career. She joined Ramnnish, who was then Smartline Mortgage Advisor, in 2013 as his Senior Loan writer. Over the years, as the business multiplied, there arose a need for a second Broker in the business. That’s when Bhavna stepped up to become an accredited broker, and that’s how The Lending & Investment hub(TLIH) was born in 2018.

Determined, self-motivated, and highly organised professional, a mother of two handsome boys and a furry pup, a perfectionist at her home and work front, her fan club calls her a “Superwoman”.