Excellent Service by The Lending & Investment Hub, Bhavna Sharma and Ramnish Sharma.
These two really are a smiling dynamic duo that you should utilise when looking at purchasing a Home, Car or Refinancing.
The experience has been absolutely fantastic with the assistance of both Bhavna and her team. The information was transparent and informative which allowed me to make the best decisions for my circumstance. Felt well looked-after by the team. Communication was top-notch and they were checking on us every step of the refinance process. Bhavna and her team understood our needs and wishes and after advocating for us with the banks we got the interest rates and loan terms we were after. Such a relief.
These guys made the whole process straight forward and were always available to answer questions. I would highly recommend to anyone looking for friendly and reliable brokers. Super professional, patient, empathetic, and positive. Highly Highly recommend for freelancers, full-timers, and everyone in between!!
Rishi Ahluwalia
Gurbani Ahluwalia
I have been working with The Lending and Investment Hub (TLIH) for over a decade, and can't recommend them enough. Ramnish, Bhavna, and their team have been instrumental in shaping our financial portfolio.
What really stands out is their approach to home loans. They've given us invaluable advice on structuring our mortgage to pay it off faster - something that's made a real difference to our financial health. Their tips on negotiating with real estate agents have been gold, whether we were buying for ourselves or investing.
Every time we've needed a new loan or wanted to refinance, TLIH has come through with flying colours. They've consistently secured us the best deals, not just in terms of interest rates, but also in snagging some impressive cashback offers from banks.
What we appreciate most is their genuine interest in our success. They've never tried to push us towards a particular financial institution, always focusing on what's best for us instead. Their guidance has always felt tailored and sincere.
An unexpected bonus has been benefiting from TLIH's extensive network. They've built solid relationships with top-notch real estate agents and conveyancers over the years, which has been incredibly helpful for us.
One thing that consistently impresses us is their proactive approach. They're always on top of market trends and new financial products, often reaching out to us with opportunities we might not have known about otherwise. This level of engagement and forward-thinking has helped us stay ahead in our financial planning.
For anyone in Australia looking to set up or restructure their home or business loans, we'd highly recommend getting in touch with TLIH. Their expertise and client-first approach are truly unmatched. Trust us, you won't be disappointed!
As someone who was initially hesitant about using a mortgage broker, I'm glad I gave The Lending and Investment Hub (TLIH) a chance. Ramnish, Bhavna and their amazing team turned what I expected to be a stressful process into a surprisingly smooth experience.
From our first meeting, it was clear that TLIH prioritises education. They took the time to explain various loan products, helping me understand the pros and cons of each option. This approach gave me confidence in my final decision.
What impressed me most was their efficiency. TLIH handled all the paperwork and liaised with the bank, saving me countless hours and headaches. They even managed to fast-track my application when a great property opportunity came up unexpectedly.
I also appreciated their post-settlement support. They've checked in periodically to ensure I'm still happy with my loan and to offer advice on making the most of my mortgage features.
TLIH's expertise and customer-focused approach made all the difference in my home buying journey.
I've been entrusting my loan needs to Ramnish and Bhavna at The Lending and Investment Hub since 2010 when I purchased my first home, and I couldn't be more satisfied with their services. Their diligence with documentation and unwavering commitment to guiding me through every step of the process has been nothing short of exceptional.
From securing loans at favorable rates to assisting in the procurement of the right property, Ramnish and Bhavna have consistently gone above and beyond. Their expertise not only ensures a smooth loan process but also provides invaluable insights into making informed decisions about property investments.
What truly sets them apart is their personalized approach. They take the time to understand my unique financial situation and tailor their advice accordingly. Their proactive nature ensures that I never miss out on advantageous opportunities in the market.
Moreover, their professionalism and dedication instill confidence, making the entire loan process stress-free. Whether it's navigating complex documentation or providing timely updates, they are always there to provide support.
In an industry where trust and reliability are paramount, The Lending and Investment Hub, led by Ramnish and Bhavna, shines brightly.
Timely. Professional. Friendly and great team. Bhawna and her team are fantastic and helped with any questions or queries we had. We felt very well looked-after by the team. Communication was top-notch and they were checking on us every step of the refinance process.
Excellent customer service by Jennifer.
She is very knowledgeable, kind and easily accessible. Our experience has been really pleasant with the team. We can not thank them enough. The Lending & Investment Hub are expert in their field with many years of experience and we highly recommend them.
Once again , thank you so much for looking after us since 2012
The team at TLIH is highly recommended for all your financial services. Very professional and communication is excellent. I’ve been dealing with them from past 3 yrs and every time they have gone above and beyond to provide excellent customer service. Thanks again for your support Ramnish ,Bhavna and your entire team.
Looking forward to your financial guidance for many more years to come.
Thanks
Aditya and Divya
Bhavna is a great friend, mentor and educator.
Her professional attitude, high ethics and in-depth knowledge about finance meet all of our expectations for our finance.
We feel so blessed to have you in to educate us on how to manage our finances and investments.
We were so happy to find Bhavna and team as they made the whole lending process so simple with no
complications.
Bhavna is always there to assist with any issues or questions. She always returns our phone call even on weekends.
Always she helped us to find and put together the right package that was suited to our situation.
We will continue working with her for many years to come.
When searching for a home loan you need to be able to rely on someone you can trust to be able to present all the options available and give you the right information to make the right decisions. Bhavna and Ramnesh from The Lending & Investment Hub were able to do all of this and more. They were able to answer the myriad of questions and provide guidance to best products and solutions to help us save money and pay off our home sooner.I will definitely use their services again and will continue to recommend them to others.
I had an exceptional experience working with The Lending &Investment Hub for my home loan. From the beginning, Ramnish provided outstanding support and guidance throughout the entire process. Raminish and his team was always responsive, patient, and knowledgeable, addressing all my questions and concerns with professionalism and clarity. His expertise and dedication truly made a difference in securing the best terms for my loan.
I highly recommend #the landing & investment hub to anyone in need of a reliable and supportive broker. Thank you for making the process so smooth and stress-free!
Excellent service, We have known & deal with Ramnish and Bhavna for over 8 years & would highly recommend them to everyone. They have assisted us not only with our home loans & refinancing over the years but also provided guidance & advice and share investment related ideas. The team is very responsive and fast working easy to contact.
They are very professional and friendly as well.
We have had the best experience over the years I would like to say Thanks to Ramnish and Bhavna for their time excellent work and support.
Ramnish Sharma is one of the best and Top Mortgage Brokers who is not only super proactive and knowledgeable but has super fluid approach to any situation related to mortgage broking
I am one of Ramnish’s client and can say it with full confidence that he has ability to create out of the box solutions to secure the best possible weather it’s rates, advise in how to build a strong case to a financial institution and delivers it with confidence to the potential lenders
I have been his client for almost 10 Years and can say with confidence that he is very respectful, courageous and trustworthy broker to deal with and hence has a very positive name out there in the marketplace
Anyone with mortgage broking needs please reach out to Ramnish directly and I strongly recommend you give him a chance before you speak to anyone
Thank you for all your help and support
Firstly, I would like to thank you Ramnish and Bhavna for all support and guidance throughout these 8 years of strong relationship, with not only in financing terms but been excellent advisors for diverse investment plans, as well as helps growing individuals’ portfolio.
Their expertise with over 20 years of experience comes to true legends in the industry. Dealing with, very responsive with honest and genuine advice on individuals’ needs with brief explanation of Pros n Cons (all under one roof).
Definitely, looking forward to discuss future projects.
We have known & dealt with Ramnish & Bhavna for over 10 years & would highly recommend them to everyone. They have assisted us not only with our home loans & refinancing over the years but also provided guidance & advice for us based on individual circumstances.
Their professional yet friendly attitude is second to none. Their team are very responsive & very easy to deal with. They are very honest & the most genuine lending professionals who have always worked with the best intention of the client in mind.
We have had the best experience over the years & would like to thank Ramnish & Bhavna for their valued time despite having such a busy work life.
I cannot recommend Bhawna and Ravnish highly enough. Buying a business can be a stressful experience, but their personalised support and guidance made the entire process smooth for us. Their approachability and ease of access made it easy for me to reach out, at times even at odd hours, ensuring that my concerns were addressed promptly. With their honest advice in dealing with unforseen complex financial situations, we could secure favourable terms for our business. The team kept me updated on the progress of my mortgage, making the entire process smooth and manageable. I've used their services multiple times now, and would definitely recommend this powerful duo for anyone with mortgage needs.
I have been dealing with TLIH team for quite sometime. Bhavna ji, Ramnish sir have been a blessing for me. The team works in an excellent network so the process of loans, finances, refinancing etc goes extremely smoothly. For people like who doesn't know much about loans, accounts etc they make it all really easy. Bhavna goes well above and beyond to help out. For me she worked in liaison with my accountant to get everything done on time and I hardly had to do anything. Trusting in this company was my best decision. They were once referred by a friend and now I recommend them to anyone.
I would highly recommend Ramnish, Bhavna & TLIH team. Most definitely referring to my family and friends. The entire experience myself and my wife had in purchasing our first home was truly professional. Thank you for the great communication every step of the way and making a stressful situation stress free.
I have known RAMNISH and BHAVNA for almost 12 years now. They have looked after us by giving the right financial advice through out these years.
We have full faith in them and would recommend their services to others as well.
Very happy with service Ramnish and Bhavana you both are amazing and very humble and easy to communicate. also thank you to Pritty and Jennifer for great communication and service. Highly recommend everyone. Thank you again
Ramnish and Bhavna ji are very professional and honest,loved working with them, and I should Thank Pritty and Jennifer as well they did the follow up and made sure everything was right
Thanks a lot for your help and I would highly recommend TLIH to all fog my family and friends 100%
We just purchased a house where mortgage and paperwork was organised by very friendly & patient people at TLIH. The whole process was described in clear terms which made it quite pain-free. I will have no issues with "highly recommending" everyone out there to avail services/advice of TLIH. Thank you very much to team TLIH.
I am very thankful to Raminish, Bhavana and his team for my first home purchase.Raminish and Bhavana provided an excellent service, spending as much as much time to clarify my doubts and getting my loan approved seamlessly.I strongly recommended TLIH to the people who are difficult to buy their first home. TLIH makes your dream come true. God Bless you Raminish!
Highly Recommend!!!
The experience with them have been incredible. Ramnishji & Bhavnaji have always advised us in right direction. Anything related to my finances, I have to ask them and they would help us to take the right decision
Incredible team, amazing experience
💯 % recommended
Best in the town
One of the best in Melbourne
She has been my broker from my first property and I completely rely on her advice
Their team is very nice & does provide advice on property portfolio. Experienced and highly recommended..
If I can give more than 5 stars ⭐️ , pls take it as infinite ♾️
Thank you Bhavna Ji and team for your professionalism and care to get my Home Loan done swiftly. With all the timely updates you never left me behind.
Thanks once again and look forward to get another loan done soon.
Bhawna Mam is very professional with can do attitude.
Always heard and read about Angels but never meet one until I finally meet Bhawna Mam.
With her hard work she brought big smiles on our faces. Made dreams come true..thanks you so so much Mam.
Ramnish & Bhavna were great and would highly recommend their services. They went the extra mile to understand our needs and provided numerous options to consolidate and refinanace our home loan which was in - line with current market.
They also took the time to explain the loans packages and the current interest rates.
Would definitely recommend them !!
Rammnish and his team are fantastic to deal with, my first home and all the excitement and dreams were supported well!! He is very smart and honest adviser who guides you through your investment journey, someone you always dreams off to count. Thank you for all your Support Rammnish and Bhavna stay blessed!!
The team at the The Lending & investment Hub is very professional & experienced, I had few doubts during the application process not only Bhawna cleared my doubts but also give me different options to choose from.
I am using their valuable expertises from long time, they always there for me and They did it again for me.
Any type of loan you require just contact them once
I highly Recommend Mr Ramnnish & Bhawna sharma for any sort of financial services
Ramnish and Bhavna have been incredible and have helped us through the process of finding the right mortgages for commercial and home. We have had a great experience and look forward to working with them well into the future for all of our mortgage needs.
Bhavna and Ramnish are simply the best in the business! Their knowledge of the industry; their professionalism; and their pleasant demeanor has made the process of my mortgage applications a breeze. I've always been given the right advice, and it has worked for me every time. I've never felt more secure and informed when having to make critical and long terms decisions. Thank you guys a lot! and thanks to the entire team at TLIH.
Excellent service. Fantastic team. TLIH team is very knowledgeable, efficient and professional. Our experience with Ramnish, Bhavana & the whole TLIH team is fabulous. They provide the best service and always available to answer any questions.
Thank you for your assistance over so many years. Highly recommend!
Excellent service. Our experience with Ramnish, Bhavana & TLIH team was fabulous.
TLIH team is very knowledgeable, efficient and professional. Their expertise was outstanding and provided us with confidence throughout the process.
Great in understanding our needs, providing us with our options and recommending the best approach for our situation. Our loan application processed with ease and a very quick approval time.
Would highly recommend and will be working with you again.
Thank you, Ramnish & Bhavana, for all your hard work and dedication. We appreciate you!
What an experience! I thought that this process was going to be long and painful, but it was not like that at all. Ramnish & Bhavna was insightful and left no stone unturned. Couldn't have asked for a better person to help me with my loan.
This is my third loan. My business would not have grown otherwise. Professional and knowledgeable staff makes the process quick and easy. Thank you TL&IH you have contributed to my success! Already referred my family and friends to them. Great work👍
When searching for a home loan you need to be able to rely on someone you can trust to be able to present all the options available and give you the right information for your situation and assist you to make the right decisions. The Lending & Investment Hub team - Bhavna and Ramnish and the rest are able to do all of this and more. They are able to answer a myriad of questions and provide guidance on the best products and solutions to help save money and pay off our home sooner. There was not a question too silly or too hard that with their extensive knowledge they are able to answer confidently and made us feel at ease. Everything was handled quickly, efficiently and their customer service is the best that we have come across. Thanks to The Lending & Investment Hub team.
The most professional lending team you'd ever come across. Their experience and commitment in tailoring the product based on your needs is what stands them apart from the rest. No matter how simple/complex your needs are, they will work with you to achieve your goals. Had an excellent experience.
Ramnish and Bhawna are really good and professional and they know exactly what they doing I had the best experience and they understood my situation and gave best solution to my first home dream come true. I will recommend everyone to approach them in any need of financial solutions.
Ramnnish and his team have been an absolute help to me. They have provided outstanding performance and guidance for my loan. They’ve been there for me from the start to the very end. I couldn’t have met a better team who understood my needs and helped me accomplish my goals. I highly recommend them and you won’t regret it. 🙂
I am very happy with their service. Recommend for individuals or families with financial difficulties for buying houses. They provide solutions quickly and respond instantly.
I am fortunate to know you. I would like to thank you for your service, for your help and for your professional work. I recommend anyone who has any problem to get a loan for a house or a business.
Keep the good job.
Not your ordinary run of the mill finance brokers. One of the best teams to help with all your lending needs.
We had an absolutely wonderful experience dealing with Bhavna, Ramneesh and the rest of the TLIH team for our home loan. Cannot recommend it enough!!
Ramnish and Bhavna, are the best loan brokers out there, they have really helped us to refinance with the best interest rates and secure new loans.
Ramnish and team are a bunch of seasoned professionals that really understand individuals' financial situation and then they find a tailored solution that meets their needs to achieve the positive outcome, which is the loan approved.
Every customer is important to them and they make the process very easy as they have a great operating team behind them.
I would highly recommend anyone who is looking for any kind of loan, give them a call they will find a solution.
Thanks for all your help, we are your super happy customer for the past 5 years and we thank you and your team for all your help and support.
Any broker can get your loan approved but if you want to grow the portfolio the search ends with this super couple. If you had a vision then they can help in achieving that vision. I absolutely love their work. Been working with them for the last 7 - 8 years and I have personally seen my portfolio grow. Thanks for your guidance all the time Bhaiji.
Bhavna and her team at The Lending & Investment Hub have been a fantastic help. They have helped us manage and design our loans to give us the best rates in the market and peace of mind.
Their team has provided very personable and friendly support throughout the process.
Highly recommend them for your personal and investment lending needs!
The owners Ramnishji and Bhavnaji are in the Finance Industry since few decades. Very experienced, highly ethical, and humble.
They treat their clients like their own family and make sure to help them in achieving their financial goals and keep growing. They are always committed to their words.
For any type of finance, they are one-stop shop.
"Financial success, as well as most success in life, is not about perfection, it's about direction."
Being with them u r in the right direction.
We have been taking services from the TLIH for almost 6 years now. At every loan, Ramnish and Bhavna offered personable and professional advice, offers, and assistance throughout making our mortgage lending experience so easy.
They have always provided excellent service and from the initial consultation right through to the completion of settlement. All throughout the process, they were always more than willing to provide options and answers to all our questions. We can easily say that their service, knowledge, expertise, and genuine time for your attitude is first class.
We have referred a number of friends to TLIH purely because we know the quality of service and the process they take for very complex loan structures.
We are very grateful and can highly recommend TLIH.
Very satisfied with all the services from TLH Bhawna and Ramnish.
No issues with communication even I call them late at night.
I highly recommend TLH for its services.
Will definitely catch up with them again in the future.
Very friendly, professional, and hard-working.
Thank you Bhavna and Ramnish.
500% giving a 5-star review here and highly recommended Lending and Investment Hub team is highly knowledgeable on home loan products or all other property-related issues, especially Ramnish and Bhavana. I have a very good time with all team. I would highly recommend their service who wants their loan approve in a first go without any problem. Bhavna is the master key of the lending investment hub and she gives her 200% best. Please, don’t waste ur time or money on others. I will definitely approach LIH again in the future. If you are looking for the best option of ur every time loan or even good advice u can try their services and you won’t get upset.
Once again thanks to all the team for helping me with my loan and getting approved in just 2 weeks.
I’ve known Bhavna, Ramnish, and the team for about 2 years and each time I had dealings with them they have gone above and beyond expectations. Amazing and very quick turnaround time from the loan application to settlement.
Always, great customer service and financial advice from the team!
Keep kicking goals team. I look forward to my next project and growing my financial portfolio.
Have been dealing with Bhavna & Ramnish at The Lending & Investment Hub for many years now. Very happy with the level of service and expert guidance that we receive every time. They are very thorough in their knowledge of financial products and have always been very proactive in managing our profile. Highly recommend their services to anyone who is looking at a stress-free transaction mixed with genuine care & expert guidance! Keep up the good work guys!
I can't say enough about our experience with TLIH, TLIH team has been meticulous with their work and it shows. They have been managing all my mortgage-related needs for the last 5 years. Great service that's on-time per agreed-upon schedule. The communications and service have been fantastic.
Hats off to the Bhavna Ramnish and team !!!
Results with TLHL are amazing, We are using their service for years and would recommend it.
This is not the first time I have experienced with TLIH a great professionalism and peace of mind. If I could, I was happy to give them 10 stars the way they served me and they way they have handled my application. I would sincerely like to thank Ramnish and Bhavna for a great outcome with my application. As I said this is not the first time, On multiple occasions I was highly satisfied by this team’s work. I highly recommend to everyone, if you have the dream to get a property, call TLIH AND LEAVE REST TO THEM. You will be amazed.
We wanted to say thank you for helping in refinancing with CBA. We would like to express our heartfelt gratitude to you for all the care and concern you have shown to us, and for worked restlessly to ensure the best possible outcome.
Thanks once again for your me and efforts.
I was thinking to send an email prior to receiving this email but really got so busy with buying the things and organizing.
So I would like to say big thanks from the bottom of my heart to all the staff and the owners of the lending and investment hub for helping to achieve this milestone. This has been an incredible journey with you guys especially Ramnnish who was always on top with his communication with me. Bhavna ji your leadership and smartness made the things easy for me. Thank you so much. I can’t forget Kin here who is an extraordinary team member of your team, I can’t forget her enormous support throughout the process. I would like to thank Sash who also endeavor his great skills to help me whenever needed. I am sorry guys I couldn’t come and say thanks personally to each and everyone but journey not finished as yet. I will bother you guys again with more demands.
I wish all of you all the best and will see you again.
No hesitation giving a 5 star review here. Lending and Investment Hub (LIH) have been excellent to deal with. Their team is highly knowledgeable on home loan products, especially Ramnnish/ Bhavana and Sash. They worked with my limited constraints and was always ethical and hard working to ensure we have received the best product and was delivered on time. Even though we encountered a lot of challenges with my application/certain lenders LIH have a solution and implemented it successfully. I would highly recommend their services to anyone looking for independent mortgage advice and are looking for a broker that provides more of a service than the standard brokers available. I will definitely approach LIH again in the future.
If you are looking for the best in the business then look no further, you've found him.
Ramnesh and Bhavna (from The Lending & Investment Hub) were awesome in sorting out our mortgage, securing Car loan and just now consolidating our all credit card debts in one fell swoop. I am using their services for last 5 years and never disappoint.
Thanks !! And highly recommended!”
This is my second time using Ramnish And Bhavna for my home loan. they got me a great deal when I first bought my home 7 years ago. Then as my fixed term ended, they went above and beyond to get me the best deal possible with a new loan after the rates went up. Highly recommend.
Friendly and professional experience really happy with the lending & investment hub and will continue to go back.
Professional couple with a lot of knowledge and best customer service.
Amazing service by the lending & investment hub team, helped us getting our first home loan approved within one week. Very happy with the service and right guidance from Ramnish & Bhavna😊highly recommended.
Great experience with team, special thanks to Ramnish & Bhavna for the right guidance and help us to achieve our first home, the journey was so smooth and easy because of the Lending & investment hub team.
Very grateful 😊highly recommended
Awesome service.
Best in the business.
Solved my finance in a matter of days.
Will go for my new project soon.
Professional- Experienced- Reliable- Honest, best guys in the west for any sort of loan. They know what they are doing highly recommended for Home Loans. Thank you Ramnish & Bhavna ji for helping us to get w 5th settlement in no time.
Keep the good work
We had an exceptional experience with Ramnish, Bhavna, and their team regarding our mortgage needs. They demonstrated professionalism, expertise, and attentiveness, guiding us through each step with clear explanations and prompt responses. Their dedication to customer service made the entire process seamless and stress-free. We wholeheartedly recommend them to anyone seeking a reliable mortgage service!
I would hingly recommend Bhavna and Ramnish for any of your Lending and Investment queries. Both have been assisting us for for close to a decade now. (TLIH) is the place to go to get the benefit of their experience & in-depth knowledge and assisted by their well trained staff.
Wonderful and quick services by The Lending and Investment Hub. Very Helpful and supportive. Thanks
Hi my Name rRavinder Kumar I know Mr Ramnish and bhavna for nine year for doing my loan for car they are very excellent and friendly for dealing and excellent service and reliable for helping thx R&B for helping thx
We are glad we got in touch with them. Always ready to help and guide in the right direction.
Ramnish & Bhavna are both very professional and friendly. They offered me the best advise considering my situation which really worked out in my favour. I will definitely be reaching out to them for my future projects and would recommend to my friends.
The service was outstanding. The team showed exceptional expertise and ensured all promises were fulfilled and my loan was approved efficiently.
Very helpful and friendly.
Fully recommended. Thank you.
TLIH team is very helpful to me throughout whole process. The staff is very friendly and alwsy guided to me till end of the process. I really wan to thank you ramnishji , bhavanaji and their team for such an outstanding service.
Working with Ramnish and Bhavana was an absolute pleasure from start to finish. Their expertise and professionalism guided me seamlessly through the mortgage process. They were attentive to my needs, responsive to my questions, and always went the extra mile to ensure I understood every step. Thanks to their dedication, I secured a fantastic mortgage deal that perfectly suited my financial situation. I highly recommend The Lending & Investment Hub to anyone in need of mortgage services. They truly prioritize their clients' best interests and deliver outstanding results.
Great service , reliable ,full guidance given by them .They are fully recommendable in terms if you having any issues regarding loans and any other financial service .From my side its a 👍
Thanks to Ramnish and Bhavna Sharma and their team at the TLIH. It was a delight working with them, and I am really happy with the outstanding service I received. The mortgage procedure was stress-free and seamless because of their knowledge and commitment. TLIH went above and beyond to get a great deal and make sure everything was communicated clearly. I highly recommend anyone looking for an experienced and reliable mortgage broker to use their services.
We have been with Lending and investment hub for past 5 years. Very knowledgeable team. Supported and guided us to achieve our goal. I am extremely satisfied, happy and confident with their services
We have been working with Ramnish & Bhavna for the past decade & can confidently say that their service and expertise have always been above our expectations.
One of the best things we appreciate about them is their personalised approach. Instead of a one product fit all, they took time to understand our needs & situation & tailored their recommendations accordingly. Their transparency & integrity along with empathy & genuine care for every client makes them so unique & worthy.
They have always provided top notch customer service combined with excellence in the industry. We would highly recommend reaching out to The lending & investment group for your next investment.
I can't thank The Lending & Investment Hub enough for their exceptional service! From start to finish, they were incredibly attentive, helping me navigate my first car loan with ease. Their team meticulously assessed my circumstances, ensuring I had all the necessary documents and information for a seamless loan process. Thanks to their expertise and dedication, I now have the car I've always wanted. I wholeheartedly recommend The Lending & Investment Hub to anyone seeking financial assistance. A perfect 10/10!
Very professional & thorough in their work. Very knowledgeable & experienced. Helped & guided me throughout the way. Got me out of a difficult situation. Had a very pleasant experience dealing with their whole team. Highly recommend their services 😊
Always give best advice and guidance. Highly recommend.
Highly recommended. Very satisfied with the timely updates. Keep up the excellent work team. Thank you 🙏.
What a fantastic team to work with! Multiple follow-ups to ensure that the processes were seamless and that outcomes were delivered in a timely manner. Ramnish, Bhavna and their team went above and beyond, I would not hesitate to use their services again and recommend to all. Thank you guys!
I have used their services few times for my business and personal needs. Quite a professional and responsive service. Can handle all sort of loans. I recommend them.
Ramnish and Bhavna are the best Mortgage Brokers in this industry. Very Smooth Process, Right Guidance and professional. I have used them for my Home loans, Car Loans and commercial loans. I will recommend them to anyone who is looking for home or commercial loans. You can contact me to verify any feedback you need about them. They are simply the best.
Supportive , knowledgeable, caring , honest , transparent , quick , and trustworthy staff. Ramnnish Sharma and his team are customer friendly and I highly recommend them to anybody.
Great service, extremely helpful with getting the best options during a very tumultuous time in the market! Ramnnish and his team went above and beyond for me and are a pleasure to deal with. Prompt, effective and very helpful every step of the way. Thanks.
Ramnish and Bhavna are like family providing invaluable suggestions and tips. They fully understand the needs of the clients and provide tailored made solutions for the finance of the property/car/ business. They are professional and understand how to fulfill the needs of the clients.
Best brokers in the town.
Bhavna and Ramnish made this process so simple and easy for us! They were always happy and quick to answer any questions we had during our application process. They helped us secure a much better interest rate and deal for our home loan. Highly recommended in all aspects and Thank you to The Lending and investment team!
Can't thank you enough for the immense support and work you guys do, your 5-star service and suggestions make your process so comfy, highly recommend it for your business and personal investments thank you, Bhavna Di and Ramnish Bhai along with the other team for everything.
Thank you to the team at The Lending and Investment Hub for getting me the loans to purchase a new property. I was extremely happy with all the help I received to prepare the documents and for taking time to explain everything in detail. Thankyou so much😊
Amazing Service, Ramnish is an excellent worker/man, helped me and my husband out a-lot! Friendly Team, They were always quick and alert to answer all of our questions and needs! Thanks - Sossna
Exceptional Service from Raminish and his team, helped me and my wife out lots! Amazing support and help, always helped us out with any of our questions and any needs we’ve had! Amazing team and very kind people!
I have been dealing with Ramanish and Bhavna for past 10 years. I have found them to be very knowledgeable and helpful. They assisted me in every step of home loan I applied for. I am extremely happy with their services. They are go to people for all your home loan needs.
Best service, very reliable. Highly recommended
Fantastic team
Highly recommended to everyone who believes in financial growth.
Great team … fantastic works guys ❤️
Great people to work with. Ramnish, Bhavna and their team are ready to answer questions even after hours. They have done multiple loans for us.
TLIH is the best platform for any Kind of Queries which I experienced recently, Good Job TLIH thanks for the great advice👍🏻
Ramnish bhai and Bhavana ji have been our mortgage brokers for over 10 years now their knowledge and people skills are what makes them the best in this space... they work towards what suits best for their clients needs and we are fortunate to have known them for all these years.. highly recommend them and thankful for their help over the years !!
Had a really smooth experience. Bhavna and the team are very helpful. I had quite a few challenges in my situation but they ensured that I got the loan approval in a timely manner which enabled me to buy my house. Bhavna is just a phone call away and is quick and professional. Would recommend TLIH to anyone irrespective of their financial/personal situation.
We have known Ramnish and Bhavna for almost 15 years and been dealing with them for all my finance needs, I found them to be honest, trustworthy and highly professional in dealing with their clients and always willing to go above and beyond to exceed one’s expectations.
I have recommended their service to all my extended family and have no hesitation to recommend anyone who is looking for right guidance and above class service.
The team at the Lending & Investment Hub are absolute gems. With their help and knowledge we were able to secure our property. They took the time to understand the unique needs of our family and tailored their advice to give us the best outcome possible. They have been professional, informative and diligent from the point of first contact. I would recommend Ramnnish, Bhavna, Sash and the rest of the team to assist with your finance needs.
Great experience in dealing with Ramnish and Bhavna. They go above and beyond to meet the expectations of their clients and promptly reply to all queries. Very understanding and helpful.
Excellent team of TLIH have been looking after our loan needs for years now and there have never been any hiccup. Great communication, up to date information and professional advice ….on every occasion. Keep up the good work 👍
I have been using TLIH for more than 4 years for my loans and they have always exceeded expectations.
Great Work by whole TLIH team
Thank you TLIH team. I had a wonderful experience working with Bhavna & Ramnish Sharma and the amazing team at TLIH. Jennifer and Pritty guided me through the refinance process. The team made the entire process so smooth and simple. Excellent customer service, I highly recommend the TLIH team to everyone.
Great experience.I could share any financial situation without hesitation with TLIH and always got positive advice with positive outcome.Dealing withTLIH from last 12 years,and definate you are the best.
Their home loan services and guidance are top notch. I would highly recommend them. All the best TLIH!
I really thanks whole team of TLIH for getting our home loan processed. Whole team is very professional and responsive. Highly recommend everyone to go through TLIH😊
Can't thank enough for all the guidance and smooth process by Ramnish and Bhavna Sharma along with Jen and Pritty. The team made the complicated things so easy and smooth for us by going above and beyond!
Highly recommend the TLIH team as you always will be in the good hands!
I have been a client of Ramnishbhai and Bhavnaji since 2018 and would highly recommend their service. The expertise and attention to detail with which you have handled our loan applications could not be faulted. Thanks again for everything 🙏👍
The team are fantastic. Highly recommend them for your financial solutions. The team helped with my refinance transaction very quickly. Thanks again.
Ramneesh and Bhavna both are really helpful. Strongly recommended.
They are not just your run of the mill brokers or loan providers, they are actually excellent in providing professional financial services. Highly recommended!!
Ramnish and Bhawna done an outstanding job for my refinance. Best in the business.
Experienced people. They know what they are doing. Bhavna is very professional and take responsibility of her work. I will 100% recommend them to anyone looking for any type of loan.
Highly recommend Ramnish & Bhavna, thank you for your assistance over years.
Great service , very professional. They got best deal for me.
They provide the best service… Always answer the phone and happy to answer your questions
Ramnnish and bhawna both are real gem, they are highly experienced in their fields
They know what they are doing, we highly recommend them for any purpose of mortgage 😊
Ramnish and Bhavana best brokers in Melbourne. Me and my friends dealing with them since 2018 for personal and business loans always help us to choose the best deals with the cheapest interest rates available.
Very experienced people. Thanks, Ramnishji, Bhavnaji and the whole staff for getting our loan done.
The team are fantastic. Highly recommend them for your financial solutions. Thanks again.
Highly recommend Ramnish & Bhavna, thank you for your assistance over years.
A business worth spruiking through word of mouth!
Fantastic team. Very knowledgeable. Superb service.
Really very good service helpful staff I would defiantly recommend if someone looking for a loan.
Very professional and helpful team. Thanks to you guys for being so responsive and helpful.
Very professional and helpful team. Thanks to you guys for being so responsive and helpful.
Ramnish and Bhavna guided us through our first home purchase and loan to get the best outcome. You were very approachable, professional, and well understood of our situation. Thank you very much for all the assistance and advice. We cannot be more appreciative of the high-level guidance, support, and professionalism you provided.
We would and will be recommending you highly to anyone we know in the future.
The entire team of The lending and investment hub is just amazing. They were very considerate of our requirement and suggested us the best possible options. They were very prompt and proactive at each and every step.
Highly recommended for hassle-free progress of the Home loan.
Best service I ever had, very professional people.
I recommend everyone who wants to get any kind of loan to see the lending and investment
office.
Best finance service in the west. I am very grateful to both Ramnesh and Bhavna to sort out all my financial needs. They were approachable, proactive, and efficient in getting me the best financial solution for my home and personal loan. I would highly recommend them.
The Lending & Investment Team did fantastic work for my loan process. Both Bhavna & Ramnnish are very friendly and knowledgeable persons in this field. I recommend many of my friends and the same experience they feel. Highly recommended!
Bhavna and Ramnish's team were excellent in getting us the best financial deal for our home loan. They are patient in explaining and finding the best financial solution for your needs. I would highly recommend them as a trusted financial solution provider.
Great service. People are kind and warmly welcome my family into their service. God bless you all.
Awesome staff! Ramnnish and bhavna was there the whole time & Worked hard to get the loan approved before the deadline. Job well done!
L&IH are amazing bunch of people. They are very professional and caring. Both Ramnish and Bhavna ji work tirelessly to get you the result. I know them for over 7 years and they never let us down. They helped me for our Home loan, car loans, business loan, and investment loans. They guided me thoroughly in each process and keep me updated all the time. Very talented and caring group.
Extremely knowledgeable and professional brokers .. Fantastic service with clients treated as a top priority.
The very fact that they took the stress out of the situation and managed timelines by taking ownership of what was required made it an extremely pleasurable experience.
Highly recommended.
Lending and Investment Hub sourced a great package for me to refinance my home loan and buy an investment property. Ramnish and Bhavna were terrific to deal with, kept us well informed, and answered any and all questions we had.
We had a great experience with Bhavna and Raminish. Very much happy with their service.Thank you so much for my home loan.Highly recommended.
It was an amazing experience with TLIH. Excellent customer service and superb advice on home loan products. Bhavna and Ramneesh ji thanks for all your personal support.
Bhavna & Ramnnish are the best persons that I have ever met for my financial requirements of a home loan. Bhavna guided me about every process involved and settlement happened so smoothly. Received the best rate compared to others. I wish them the best of luck for their future deals.
Best and free home loan. Thanks a lot Bhavna Ji and Ramnish Sir as well as all team. Very happy for the low-interest rate on Refinance home loan.
Highly recommend
Great people, great service.
Everyone said no But not Ramnnish and his staff the helped me refinance and they were helpful and honest from our fist meeting. I could never be greater full for all their help.
Best Home loan broker in the Markit.Free advice.Hundred happy customers. Thanks Ramnish Sir and Bhavna Madam Ji.
Great service. Always updating client with application progress. Bhavna make experience very smooth and easy to understand. Highly recommended.
Had a great experience dealing with Bhavna and Ramnish.
They answered all my questions and replied promptly to my many questions as a first home buyer.
It's very important to have trust in your mortgage broker, and that trust does not come while you get to now them by the amount of work they have done, however it comes when you start working along with Bhavna/Ramnish and team. TLIH is a team of people whom you can trust on and leave all your worries of financial needs onto them. They maintain a very professional approach to the accomplishment of the file and on top of that, they ensure there is a relationship beyond the contract which made me come back to them again. I highly recommend TLIH.
Well organised documentation/paperwork Leaving no room for any clarification or additional information, quick response & very professional approach. Thank you to the whole team.
Ramnnish and Bhavna provide very personable service, spending as much time you want and clarifying all your doubts. I would always recommend them.
Excellent advice Excellent knowledge about mortgage market.
It was an exceptional customer service experience with a very friendly approach and impeccable knowledge of bank lending services.
Used their services a second time and both times had a good experience.
Used their services a second time and both times had a good experience.
Great customer service according to my expectation.Overall excellent
Great customer service according to my expectation. Overall excellent.
Thank you for sorting this in such a quick and friendly manner. Your advice at the very step was really good. I have no reservation in highly recommending your firm and record my heartfelt thanks for your excellent work.
Ramnnish's knowledge and customer service is the best, I personally will recommend him to all, I know for mortgage solutions.
My partner and I are greatly satisfied with your service. It is really refreshing to work with an adviser who is truly interested in their client’s needs, circumstances as well as rates and product offerings. Bhavna was equally helpful with setup and throughout the process was easily approachable and quick to respond to our questions and queries.
Great service really helpful in all aspects and helped me through my process highly recommendable and lovely people.
Ramnnish and Bhavna have been great. They are very professional, patient, and very knowledgeable. I will strongly recommend them.
Talk to the best in business.
Was advised we could add $10,000 to our loan through redraw but can add only $5000 over 2 years so not correct by advisors.
Ramnnish and Bhavna and extremely knowledgeable, very patient, and a pleasure to deal with. They are the kind of Brand Ambassadors that any and every organization should have. We are extremely happy with the service and support that we receive from them.
A few years back Ramnnish Sharma was just another broker for us, but within weeks (if not days) we could see that this is the kind we make only a few years back.
Ramnnish and the team made my home loan process so much smooth and hassle-free that I couldn't believe it when it was completed. I have already recommended my friends to them and will highly recommend it to everyone who likes to make their building home experience unforgettable. Extremely professional team, yet personal touch to the relation which comforts clients to a great extent and induces confidence in them. What's been promised, was delivered that to well within timelines. Overall, it was a five-star experience. I believe I have got lifetime friends as well as investment advisers/ mortgage adviser in them.
Great service really helpful. Got good knowledge of what they are doing. Highly recommended.
Best for my home loan, I would able to buy 2nd house, only …only because of Ramnnish… Thank you very much
Hi, I would like to lot Thanks to Ramnnish Sharma. I m very happy that I met Ramnnish Sharma Homes loan advisor. He has lots of knowledge to perform his work. He did honest advice and explain everything. His home loan process is very easy. Quick hassle-free as well as free advice free lodged home loan application. Even during the holiday, he called me sent msg emails regarding my home. I strongly recommend to Mr. Ramnnish Sharma from Smart line to all my Friends for home loan Thanks With Best Regards SHIV R
Ramnnish and Bhavna were exceptionally great throughout the process. They provided detailed information to guide me. The idea is really simple, one step at a time. They are extremely experienced in this line. Thanks for your help Ramnish and Bhavna.
Really helpful and informative. Went well and beyond the expectations.
Ramnnish and Bhavna were great to deal with. They were great through the whole process from initiation till the loan finalization. They were very well informed and supportive. They made the process seem so easy. I hardly had to do anything. They took care of everything and got me a great deal!. I would definitely recommend them to anyone who is looked for a great service. Thank you, guys. Keep up the great work!
Ramnnish /Bhavna helped us a lot with our situation. Being our first house it's always hard but Raminsh helped us through every stage and made our loan procedure easy. We both recommend them to anybody who wants to buy/build a house.
Really professional Prompt timely response Always ready to listen n help My recommendation to all my friends whenever they need this kind of help.
It was great ist meeting with Ramnnish Sharma, he is also a good financial planner or adviser for choosing the right loan through our financial assets. Thanks to all team for their commitment to timing and the right choices for loans. Regards Mandeep and Rupinder
It's great to be advised by Mr. Ramnnish Sharma. I really thank Ramnnish and Smart line team a great work is done by a great team thx for the help and good advice.
A very professional service provided by a great hardworking team helping to make sure that things run smoothly and are achieved as quickly as possible. Thank you guys so much for all your hard work in helping our family's Dream become a reality!!
We would like to thank Ramnnish for taking us through the application process seamlessly!! He kept us informed every step of the process and would highly recommend it to anyone!! Thank you Ramnnish!
We are really grateful to you Mr. Ramnish Sharma & your wife Mrs. Bhavna Sharma for helping us to get through smoothly during our loan process. All the time they were easily contactable no matter where they are, even during their holidays. From the first discussion right through to the end to sign off on our loan documentation they have been fantastic to work with. It was an absolute pleasure to dealing with them throughout the whole loan process. Thank you Ramnish & Bhavna for everything that you have done for me & my partner Damian.
Ramnnish and Bhavna were extremely informative and helpful. They found me the best loan, answered all my questions quickly, and assisted with the paperwork. The entire process was great! Ramnnish and Bhavna are outstanding and they have been thorough and diligent in all their dealings on my behalf and I wouldn't hesitate in recommending their services to anyone.
Great service. Won't expect better than what these guys offered me. Will recommend that these guys should be a mentor to another bunch of idiot brokers so that they can learn how to handle customer and meet their objectives n expectation. Thanks, Ramnnish for all the good work and handling my calls at odd hours.
Me and my wife we had a home loan from Smartline and we are in real good hand specially Ramnnish and Bhavna Sharma who never ever frustrated in any way to answering so many questions ever. Moreover, in first attempt, everything's going well. So we wish them the best of luck in the future and recommend that please come and tell ur mortgage problems and they have the right answer for everyone. Best wishes Puneet Sharma Ramandeep Kaur
Our broker - Ramnish has been exceptionally professional and diligent throughout the loan process. We would highly recommend our family and friends to utilize the services of Smartline. Well done Team Ramnish, keep up the great work!!
Great Service, I never thought it's going to be that easy but Ramnish Sharma and his wife made it very smooth and we are really happy. Best wishes to them.
Services were very professional and personal attention to the detail was the key.
Great ability to give suggestions regarding loan, very friendly…
Ramnnish, Thank you very much for explaining things clearly. You have organized & thorough as well as the kind which made all of the difference in our interactions with you. Thank you for securing the loan for me. Most importantly thanks for treating us as people rather than just home loan customers. You stand above the rest. I wish you and the team all the best in all your future endeavors. Note: The rating above I assume 10 being highest.
Thanks, heaps for all of your support and guidance in getting my first home, loan process and follow up.. highly appreciate for your services.
Ramnnish and Bhavna were friendly and helpful and made a daunting process absolutely trouble-free. Being totally new to the property market, it was great to have someone walk us through the entire process, from beginning to end, from going through lender options to the application and approval, right through to settlement, and still continue to go beyond! Great follow up, and great advice. Highly recommended!
The best broker I have ever met, understands, actively listens, and provides
solutions to individual loan needs, I would recommend Raminsh to every individual who is looking to get their loan. Thanks, Ramnnish for your help I must accept the service and professionalism you have shown I came as a client and leave as a friend. Thanks, heaps to Ramnish.
Ramnnish sharma is the best adviser and find a perfect product for us and help me beyond his job. I am through out happy and strongly recommend others too. simply he is best and transparent. thank you Ramnnish sharma.
Purchasing your first home can be something quite daunting and feel like a leap into the unknown, however with the assistance and guidance of both Ramnish and Bhavna, they helped make what was the biggest financial decision of our lives a smooth and practically seamless process. For that, we are truly thankful.
Brilliant service! Excellent communication skills. They gave personal attention to each and every detail, it made it so much easier for us. Thanks, Ramnnish and Bhavna.
Ramnnish was highly professional & went above and beyond to assist me. Even while he was on holiday he was still working extremely hard to get my approvals.
Best broker u guys have in the system…..very friendly and fantastic work…..surely coming back again.
Ramnnish Sharma was a pleasure to deal with. Great service, prompt response, and would recommend anyone to him. This was my forth loan structure I did with Mr. Sharma and would not hesitate to go back to him. Thanking you Ramnnish
Great services by Smartline and brokers Ramnnish Sharma and Bhavna Sharma who helped to buy our first home and the process went so smooth that we could not imagine. We Are highly grateful to them. Ramnnish gave us deep insight and detailed time to familiarise the whole process. He is very friendly and professional. All the best
We had thought we still had a couple of years before we could even think about buying our own house. But we bought our house within a couple of months! Thank you guys!!
This is our 4th time getting the right mortgage from our broker, Mr. Ramnnish Sharma, he gets us every time. Will surely continue to use his service.
Best service is ever given by any broker.
Ramnnish really helped a lot where other brokers told me.. I will not get the loan. I will recommend him to my family& friends.
Ramnnish helped me refinance my house loan and New Land Loan. He considers the long-term goal of his clients and develops a strategy to suit them rather than being focused on any particular products or investment types. He is very committed and delivers good service to his clients. Ramnnish is personable with his clients and has a deep understanding of financial aspects. His advice is trustworthy and reliable. I am very happy with his work and would recommend his services to all my friends.
My dream of buying a property would not have been possible that quickly if I had not been consulting Ramnnish Sharma. You do not only need money to buy a property but most importantly you need an expert advise from an experienced person that how to invest your funds wisely and Ramnnish Sharma has been continuously most helpful in all the matters involving buying or loans for the house/property.
M really happy with their service ……
Thorough knowledge and outstanding customer service…definitely recommended.
Outstanding customer service and professionalism.
Ramnnish and Bhavna did everything in their
power to help us and supported us when
required. THANKYOU GUYS!
Great professional service. Personalized and friendly staff approachable when needed. Keep up the good work!!
Rhami and Bhavna were fantastic. Our loan structure was quite complex yet they made the process easy by understanding our situation, our concerns, how it will impact us, and recommending the right solution to our needs and he gets things right the first time. Rhami and Bhavna followed up, followed up, followed up-and they were available at any hour that I felt that they were our own personal relationship manager. They were always available to answer our endless questions and went far above and beyond their duty when the settlement was pending. The interest rate was great but to be honest it wasn't all about that as I could have gone to any broker, to my wife and it was about Rhamis and Bhavnas professional attitude and knowledge. We honestly had a 11/10 experience. No surprises we look forward to financing our next venture with Rhami and Bhavna. Regards Craig and Natalie Lawson
Excellent service.
I would like to thank him so much for his time and huge efforts to make this happen.
Ramnnish and Bhavna are a great team and they looked after every need and
the requirement that I posed to them for my refinance. They help us choose the best product out of so many confusing one's. They helped me structure the loan and their follow up's were very timely. Their insight knowledge into the loans and investment strategies is really beyond par. I am in the middle of a new approval for investment property through them. I would recommend them to my friends and family any day. I wish them the very best.
